Gavin Smith

I joined LCP in early 2025 after nearly a decade working in the insurance industry with Legal & General, and 15 years of experience in pensions consultancy prior to that.

My insurance experience has given me a deep understanding of how an insurer considers and manages risk. This allows me to help pension schemes who wish to run on and/or utilise surplus do so in a robust way that optimises risk and member / stakeholder outcomes.

For pension schemes who wish to insure, my advice draws on my prior experience of heading up the Pricing and Execution function at L&G where I was responsible for new business quotes, pricing strategy, and post-sale actuarial implementation.

I pride myself on providing considered, pragmatic and actionable advice that is tailored to schemes specific circumstances, objectives and risk appetite.