James Fermont

I am a partner in LCP's investment team and have been advising Trustees and Corporate Sponsors for DB pension schemes for close to 20 years across schemes ranging from £20m to over £10bn in size.

One of my strong focuses is on helping my clients set journey plans and helping clients reach their long-term targets. This includes a range of objectives including "running-on" to generate surpluses, cashflow-driven investment strategies, and strategies to target an insurance transaction. My clients tell me that I provide clear and concise advice and that allows them to make informed and quick decisions.

Alongside client consulting, my other two areas of expertise are:

• Risk modelling - I am responsible for the design of many of LCP’s risk modelling tools (including LCP Visualise), and am passionate about how we can use models to help clients understand future outcomes.
• Pension risk transfer - I am a senior member of LCP’s market-leading Pension Risk Transfer team. As part of this team I have been responsible for brokering the investment aspects of buy-in and buy-out transactions including design of price lock portfolios and collateral arrangements, as well as helping clients optimise their investment strategy ahead of any transaction.

I am a Fellow of the Institute and Faculty of Actuaries.