Pensions & benefits

Employee health and insurance benefits

We offer clear, independent expert advice as well as broking and administration support for employers managing their employee insurance benefit arrangements.

Employee wellbeing report

Supporting good financial futures

Our survey of 10,000 UK employees and 500 employers highlights the challenges they are facing. With the rising cost of living, now is the time to review your strategy for employee financial and wider wellbeing. In this report, we outline practical steps organisations can take to support their people.

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Visualise

Real-time analysis of your scheme’s funding and investments

Visualise combines our consulting approach with intuitive technology to help you be agile in the changing DB pensions landscape. From seeing the progress of your recovery plan to looking at the potential impact of climate risk, Visualise gives you the information you need, when you need it.

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Accounting for pensions

Making the most of multi-billion £ pension surpluses

Our annual accounting for pensions report presents a concise analysis of the pensions facts, figures and trends revealed by FTSE100 companies reporting in 2023.

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We assist employers in all areas connected with:

group life assurance / death in service / excepted life
disability benefits such as group income protection / PHI or critical illness insurance
healthcare such as private medical insurance, dental insurance or cash plans
wellbeing services such as employee assistance programmes (EAP) and virtual GP services.

We help employers in a wide range of circumstances and scenarios, ranging from large multinational employer arrangements to executive only schemes.

Employee health and insurance benefits at LCP

Our blend of technical knowledge, experience and innovative thinking help employers operate effective and efficient benefit arrangements.

We understand the details and make sure that arrangements work in the big picture – we strive to design, implement and administer solutions that best meet employer objectives and preferences rather than just selling insurer off-the-shelf solutions.

Our integrated team approach helps ensure that each employer’s objectives and preferences are carried though into the day-to-day administration of the arrangements.

We arrange insurance with all broker commission sacrificed or rebated so that the premiums are reduced by the corresponding amount, and we receive no hidden fees or incentives from potential insurers, so you can be confident that our advice remains independent.

We regularly secure savings for our clients from our negotiation and broking of arrangements. Just as importantly, we consider the finer details of the cover and process that can make a significant difference to future claims, reduce the risk of uninsured liability, and keep administration for the employer simple.