Pensions & benefits

DC trustee consulting

We can help you to run a high-quality DC scheme, make being a trustee as easy as possible, and achieve great member outcomes.

Complex topics will be communicated in a clear way to save you time – we tell you what you need to know when you need to know it and help with any actions. We pride ourselves on the level of support we give trustees from not only dedicated client teams but the wider trustee training and publications we produce.

DC update

In our latest update we share our views on key developments in the DC arena during the last three months, together with actions to help you going forward.

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Unpacking the Autumn Budget - Insights and implications

Following the new government's Autumn Budget statement, our experts examine the implications this will have on DC pensions and the key areas that schemes should focus on to ensure that savers are able to maximise their retirement incomes.

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Horizon

A one stop solution for your governance, communications and investment needs. Understand how your DC scheme is working for members with smart, real-time analysis and see the impact your actions have on their future outcomes.

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Master Trusts unpacked

Default investment strategies

This report offers a look back at performance throughout 2023, a year predominantly characterised by high inflation and elevated interest rates. We delve into how these main trends have shaped the investment landscape and, in turn, affected the various master trust default strategies.

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Our advice is tailored to your needs, aligned to your goals, and clear and unconflicted.

We don’t have any financial links to a provider and we don’t offer our own master trust or any other investable product. As such, we benefit from unrivalled access to providers who are happy to disclose information to an organisation they don’t see as a competitor. You benefit from this by obtaining more detailed information and insights about your provider, helping you with reviewing them.

Here is how we can help you with all things DC:

Training on technical matters, in person and written, summarising complex legislation into clear and actionable steps
Assessing existing providers, what areas are they strong or weak in and how they compare to alternative providers
Engaging with providers to improve their current offering, for example helping to negotiate lower member-borne fees
Formal review of an existing provider or selection of a new provider, with clear bespoke recommendations based on the preferences of the trustees
Project management of any change project, such as implementing new providers or launching new funds, ensuring clear communication and resource management across all parties
Advising and managing complex issues, such as tax liabilities, helping to get to a satisfactory outcome for the scheme
Benchmarking existing schemes and making suggestions for improvement. For example, benchmarking contributions in your scheme against those of other firms in the same sector and the wider market.