Pension risk transfer

Take a market-leading approach

As funding positions improve, more schemes are looking to insurance. As market volumes reach record levels, insurers are increasingly selective over which transactions they participate in. It’s more important than ever that to partner with an experienced pension risk transfer adviser, who can achieve traction in a busy marketplace and deliver the best outcomes for scheme members and other stakeholders.

LCP consistently advises on more transactions than any other adviser – from schemes of a few £m to the largest deals in the market. This gives us unparalleled visibility of pricing, terms and structuring innovations, and practical knowledge to ensure a smooth process. See here for more information on LCP's credentials and how we compare with other advisers. 

We leverage our strong, trusted relationships with insurers and reinsurers, to ensure our clients receive strong engagement. Our tried-and-tested streamlined process for buy-ins and buy-outs means even the smallest schemes can have confidence in a successful process.

Why LCP?

Well-resourced team

Our experienced and committed 60-strong core transaction team has the capacity to deliver your transaction within your desired timescales.

Strong relationships

Our proven track-record for well-run deals increases the chance insurers participate and prioritise your scheme.

Highly effective transactions

Deep experience, combined with strong project management, will ensure a smooth process with exceptional pricing and terms.

Specialist adviser

We slot in seamlessly with existing teams, providing unbiased advice with a sole focus on achieving your pension risk transfer objectives.

Insurer-side experience

Our team includes people who have held senior positions at insurers and reinsurers, as well within insurers’ administration teams. Their knowledge and personal insights are embedded within our transaction processes.

A joined-up, multi-disciplinary team

We work closely with other LCP specialists to provide you with holistic end-to-end advice, covering endgame strategy, data services, longevity modelling, post-transaction support, and member communications, as well as comprehensive due diligence on insurer financial strength, ESG credentials and administration capabilities.